
Sinking Fund Tracker
Sinking Fund Tracker – handmade, reusable & perfect for ring binders (A6 / A5)
With this handmade envelope, you'll always have your savings goals in view – stylish, practical, and sustainable. The Sinking Fund Tracker is printed directly onto the envelope and can be written on with a Point pen – it's easily wiped clean and can be reused again and again.
What you can expect:
- In A6 & A5 – suitable for all common 6-ring binders
- Reusable & wipeable – ideal for changing savings goals
- Handmade & individual – each envelope is unique
- Laminated & robust – made for your everyday life
Whether it's for your weekly savings plan or your long-term goals, this tracker will help you stay on track and keep track.
Important to know:
Since this is a handmade product, small imperfections may occur – this makes each envelope unique.
If the laminating film comes off, you can carefully relaminate the envelope or use baking paper and a moderately hot iron (please note: no guarantee for heat damage).
Pickup available at BUDGETNEEDS STORE
Usually ready in 5+ days
Instructions for use & storage
Our products are handcrafted with great attention to detail – each piece is unique. To ensure long-lasting enjoyment, we recommend:
Store the products in a dry place and away from direct sunlight.
Avoid contact with moisture, dirt or strong pressure.
Insert and remove inserts carefully to prevent tears or creases.
Please note that paper is a delicate natural product – careful handling helps to preserve its quality.
Shipping & processing time
The processing time for your order depends on the specific product. Since all products are lovingly handcrafted and individually prepared, processing times may vary slightly:
Processing times:
Personalized/handmade products: 5–9 business days
Standard products: Shipped within 2–5 business days
Express processing:
If you select the express option during the ordering process, your order will be shipped within 1-2 business days.
Orders received on Fridays will be shipped the following Monday.
Shipping service provider:
Shipping is via Deutsche Post and DHL.
Shipping costs:
The exact shipping costs are displayed in the checkout.
For orders over 90 €, shipping within Germany is free.
Return & Cancellation
Since many of my products are made especially for you, cancellations are generally not possible after the order has been completed, as processing usually begins immediately.
Important:
Your statutory right of withdrawal remains unaffected. You can cancel your order within 14 days – unless it concerns personalized or custom-made products. These are excluded from cancellation according to Section 312g Paragraph 2 of the German Civil Code (BGB).
If you have any questions about your order or would like to make a change, please contact me as soon as possible. I'll do my best to help you, but cancellations or subsequent changes cannot be guaranteed.

Plan aesthetically, live consciously
Each product is designed to bring structure and style to your everyday life. With thoughtful design, high-quality materials, and loving craftsmanship, they help you organize your finances mindfully and aesthetically.
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